What is a PPF Calculator?

A PPF Calculator is a financial tool that helps you calculate the maturity amount and returns on your Public Provident Fund (PPF) investment. It shows you how much wealth you can accumulate over 15 years by investing regularly in PPF.

What is the current PPF interest rate?

The current PPF interest rate is 7.1% per annum (as of 2024), compounded annually. The interest rate is set by the Government of India and is reviewed quarterly.

What is the minimum and maximum investment in PPF?

The minimum investment in PPF is ₹500 per year, and the maximum is ₹1.5 lakh per year. You can make deposits in lump sum or in installments (maximum 12 per year).

Yes, PPF offers EEE (Exempt-Exempt-Exempt) tax benefits. The investment qualifies for deduction under Section 80C (up to ₹1.5 lakh), the interest earned is tax-free, and the maturity amount is also tax-free.

Can I withdraw from PPF before maturity?

Partial withdrawals are allowed from the 7th year onwards. You can withdraw up to 50% of the balance at the end of the 4th year. Premature closure is allowed after 5 years in specific cases like medical emergencies or higher education.

PPF Calculator Online - Calculate Public Provident Fund Returns & Maturity | GoldRate24

PPF Calculator

Calculate Public Provident Fund maturity amount and interest

Investment Details

Yearly Investment (₹)

Max ₹1,50,000 per year for tax benefit under 80C

Interest Rate (% p.a.)

Current PPF rate: 7.1% (reviewed quarterly by Govt.)

Time Period (Years)

Min 15 years. Can be extended in blocks of 5 years.

Maturity Amount

₹40,68,209

Invested Interest

PPF Summary

Total Invested₹22,50,000

Interest Earned₹18,18,209

Maturity Value₹40,68,209

🛡️ Tax Benefits

PPF offers EEE tax benefits — investment (80C), interest, and maturity are all tax-free.