What is a SIP Calculator?

A SIP Calculator is a financial tool that helps you calculate the returns on your Systematic Investment Plan (SIP) investments in mutual funds. It shows you how much wealth you can accumulate over time by investing a fixed amount regularly.

How does SIP Calculator work?

The SIP calculator uses the compound interest formula to calculate returns. You input your monthly investment amount, expected rate of return, and investment duration. The calculator then shows your total investment, estimated returns, and final corpus.

What is the expected return rate for SIP?

The expected return rate for SIP varies based on the type of mutual fund. Equity funds typically offer 12-15% returns, balanced funds offer 10-12%, and debt funds offer 7-9% returns over the long term. However, past performance does not guarantee future returns.

Step-Up SIP allows you to increase your SIP amount periodically (annually or semi-annually). This helps you align your investments with your growing income and accelerate wealth creation.

Is SIP better than lump sum investment?

SIP is ideal for regular investors who want to invest small amounts periodically and benefit from rupee cost averaging. Lump sum is suitable when you have a large amount to invest and market conditions are favorable. Both have their advantages depending on your financial situation.

SIP Calculator Online - Calculate SIP Returns & Investment Growth | GoldRate24

SIP Calculator

Plan your systematic investment and visualize wealth growth

Investment Details

Monthly Investment (₹)

Expected Return Rate (% p.a.)

Time Period (Years)

Annual Step-Up (%)Enable

Increase your SIP by this % every year

Total Value

₹11,61,695

Invested Returns

Investment Summary

Total Invested₹6,00,000

Est. Returns₹5,61,695

Total Value₹11,61,695

💡 Pro Tip

Enable Step-Up SIP to increase your investment annually and significantly boost your final corpus. Even a 10% annual step-up can double your returns over 20 years.